Supreme Court Reviewing Biden's Debt Relief Plan
Payments and collection on most federal student loans have been paused since the COVID-19 emergency began in March 2020. On August 24, 2022, President Biden announced that, to ease the transition back into repayment after the emergency, the government would offer one-time federal student debt relief of up to $20,000 for eligible borrowers. However, because of recent lawsuits challenging President Biden's debt relief plan, the program is on hold.The U.S. Supreme Court heard two cases challenging the debt relief plan on February 28, 2023. NCLC advocates were with borrowers in the courtroom and on the steps of the Supreme Court during the arguments. Share your story with NCLC about what cancellation would mean for you and your family.
Read more about the lawsuits on our blog.
Read answers to your questions about the One-Time Student Loan Cancellation.
Read more from the Department of Education or sign up for updates.
The payment pause has been extended again until 60 days after the lawsuits are resolved, but if the lawsuits are not resolved by June 30, 2023, the Department of Education has said repayment will begin around September 1, 2023.
What can we help you with?
Cancel Student Loans
- The most complete way to deal with student loan debt
- There are different cancellation programs for federal student loans
- See if you are eligible for cancellation and how to apply
Loan Repayment
- Get information about the payment pause
- Sign up for an affordable repayment plan?
- Learn about other help with repayment?
Collection Issues
- Don’t give up if your loans are in default or collections
- Learn about the new Fresh Start program to get out of default
- Get help if you are facing collection
Share Your Story
NCLC shares stories about borrower issues with lawmakers and policy advocates on a regular basis. Share your story and help us fight to make the law better for borrowers!