3 Factors That Could Be Affecting Your Credit Score Many Brits are actually quite unaware of what a credit score really is. In fact, it is commonly questioned whether credit scores and credit reports are the same things. We understand that learning about your finances
Advantages of Direct Payday Lending
Advantages of Direct Payday Lending Depending on whether you have conducted any prior research or not, you may be aware of the different types of lending, one of which includes direct lending from individual lenders. Direct lending occurs when the borrower receives a
Financially Preparing For Christmas
Financially Preparing For Christmas With our expenses rising, households all over the UK are finding it more and more difficult to manage their finances on a day-to-day basis. Budgeting is already a factor that many people struggle with, particularly those with limited
Should You Lend To Your Friends & Family?
Should You Lend To Your Friends & Family? When we see our friends and family struggling with something, our first instinct is to assist them. Although, this isn't always the case with financial situations. Many people become more hesitant when dealing with their
What Are The Benefits Of Fast Loans?
What Are The Benefits Of Fast Loans? Typically, when you’re borrowing a payday loan, you’re borrowing it for a specific reason. This could be for an emergency, to pay a medical bill, or to afford a house repair. In this case, we would all appreciate our application
Have You Broken Your New Years Resolutions Already?
Have You Broken Your New Years Resolutions Already? For many people, when it comes to changing habits within their lifestyles, it can be difficult to move without any motivation. A lot of the time, without any pushing or end goals visible, people won't make the
Why Is Having A Higher Credit Score More Beneficial?
Why Is Having A Higher Credit Score More Beneficial? Developing your knowledge and becoming more engaged in the world of finance is important in order to live a financially healthy life. If you know the basics of the topic, you'll find it easier to understand what to
How To Make Money Over The Festive Season
How To Make Money Over The Festive Season At this time of year, it always feels like our bank accounts are draining with no sign of any increase. We're constantly surrounded by objects, experiences and people who slowly (or quickly) tend to dent our finances, whether it
3 Common Financial Emergencies & How Much They Cost
3 Common Financial Emergencies & How Much They Cost Life is filled with unexpected occurrences and unfortunately, most of them we cannot even predict. Unluckily, financial emergencies always seem to hit at the points where money may be tighter than usual. Therefore
The Differences Between The Rich & The Wealthy
The Differences Between The Rich & The Wealthy When thinking about the terms rich and wealthy, a lot of people tend to believe they are both the exact same things. But, in fact, they are very different. We tend to relate the terms rich and wealthy to those who have