Apply For Unsecured Loans from Direct Lenders
up to £15,000

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Personal Loans

✔︎ Amount between £5,000-£15,000
✔︎ Term from 12 months to 5 years
✔︎ You need a Personal Loan
✔︎ Good or Bad Credit
✔︎ With or Without Guarantor
Apply Now

Legal Information

Rates from 43.1% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1200 borrowed for 75 days. Total amount repayable is £1506.00. Interest charged is 0.34% per day amounting to £306.00, annual interest rate of 124% (variable). Representative 49.7% APR (variable).

Payday Loans

✔︎ Amount £100-£5,000
✔︎ Term from 1-36 months
✔︎ You need a Payday/Short Term Loan
✔︎ Good or Bad Credit
✔︎ With or Without a Guarantor
Apply Now

Legal Information 

Rates from 43.1% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1200 borrowed for 75 days. Total amount repayable is £1506.00. Interest charged is 0.34% per day amounting to £306.00, annual interest rate of 124% (variable). Representative 49.7% APR (variable).

✔︎ Amount between £5,000-£15,000
✔︎ Term from 12 months to 5 years
✔︎ You need a Personal Loan
✔︎ Good or Bad Credit
Apply Now

Legal Information

Representative Example: Rates from 43.1% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1200 borrowed for 75 days. Total amount repayable is £1506.00. Interest charged is 0.34% per day, amounting to £306.00, annual interest rate of 124% (variable). Representative 49.7% APR (variable).
✔︎ Amount £100-£5,000
✔︎ Term from 1-36 months
✔︎ You need a Payday/Short Term Loan
✔︎ Good or Bad Credit
Apply Now

Legal Information

Rates from 43.1% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1200 borrowed for 75 days. Total amount repayable is £1506.00. Interest charged is 0.34% per day amounting to £306.00, annual interest rate of 124% (variable). Representative 49.7% APR (variable).

Badger Loans is a broker not a lender. Badger Loans will NEVER and does not charge any fees either up front or during any part of your loan process. Nor do we call our customers as we are 100% online. If you receive a phone call or any communication from anyone purporting to be from Badger Loans it is highly likely you are being scammed and you should not part with any money. Please always check the firm you are dealing with is licensed by the Financial Conduct Authority and clearly displays their FCA number. Ours is 747140.

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WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS.
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Welcome to Badger Loans. We hope you find whatever you’re looking for among these pages.

Whether you’re here for a short-term high-interest loan otherwise known as a Payday Loan or here for a straightforward Personal Loan, we have something for most people amidst the array of products on offer. Good credit, bad credit and middle of the road credit are all catered for here.  

Personal Loans

Personal loans is the generic catch-all term used for any and all lending done by a lender…

Read More

Emergency Cash Loans

Emergency cash loans can give you access to money immediately to pay for any pressing bills or expenses…

Read More

Payday Loans

We live in an age where algorithms have taken over the way goods and services are marketed to us and financial services like personal loans are no exception…

Read More

Bad Credit Loans

There are many people in the UK who have credit problems of one sort or another for a wide variety of reasons….

Read More

Find the Best Unsecured Loans in the UK For You From Direct Lenders

Badger Loans specialises in unsecured loans online, for both Good Credit and Bad Credit customers. We use award-winning technology and a panel of over 40 direct lenders to help you find the best unsecured personal loan deal available in the UK.

Customers can choose to borrow from 3 to 60 months (up to 5 years) and can borrow £100 to £15,000 whether it is through our payday lenders or personal loans product.

We have tried to make the process as hassle-free and straightforward as possible. Have a look around the site and read up about what’s on offer. Decide which loan suits your needs best then go to the ‘Apply Now’ button and complete the online form.

Our unsecured loans have several purposes including paying household bills, fixing plumbing emergencies, home repairs or consolidating debts.
We have tried to make the online application process as simple as possible – all you need to do is click on the ‘apply now’ button to be taken to our form which can be completed in less than 5 minutes and give you an almost instant decision on the screen. Subject to further checks, you can usually receive funds in your bank account either on the same day, occasionally within 1 hour and usually the next working day.

All credit is subject to you being a UK resident, aged 18 or over and your personal circumstances being as described by you on the application form. All lenders operate responsible lending policies and all credit is subject to affordability.

Our Eligibility Criteria

Over 18 years of age
UK resident
Employed (full-time or part-time)
Able to afford monthly repayments
CCJs and bad credit considered
Subject to status
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we make the loan process easy

Loans in Black & White…  we have the answer right here for you!

Unsecured Loans From Our Direct Lending Panel

As a trustworthy, licensed broker of unsecured loans in the UK, Badger Loans specialises in offering loans via direct lenders without the fuss.

‘Unsecured loans’ might sound easy to get but aren’t always as most lenders offer personal loans to customers with better than average credit scores. We specialise in unsecured personal loan services for both good and bad credit customers because we understand that life’s circumstances might not always be at their best when you need money.

As an experienced broker for direct lenders for personal loans, we help you get the best possible deal by dynamically integrating sophisticated technology with our panel of 40 direct lenders. Our unsecured loans are a big boon for anyone looking to borrow money for a wide range of reasons.

recession-proof guide

The advantages of taking out a loan with Badger Loans

  • Instant funds – Our online loan decision process is usually completed in around 5 minutes. If you have a bad credit score, we might take a bit longer to analyse your personal circumstances to see if you can meet the monthly repayment plan. In either case, once approved, you will receive the funds in your nominated account, within a couple of days and usually within one working day.
  • Risk-free – Unsecured loans are offered without collateral. It simply means that there is no associated risk to your property or car if you are unable to meet your repayment schedule.
  • Flexible repayment schedules – Some unsecured personal loans can be taken with custom repayment schedules, planned based on your circumstances for extra peace of mind.
  • Consolidating debts – An unsecured loan is a perfect way to streamline your finances.  You can consolidate all your outstanding debts and pay them off with one monthly repayment. This could improve your credit score and will most likely result in a cheaper total monthly repayment too.

badger loans are as black & white as this…

badger loans are as black & white as this…

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apply online
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we search lenders and providers
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await decision
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if accepted, receive your loan
Emily Sims
Emily Sims
14:00 01 Apr 21
Site was easy to use and got approved within five minutes…..thank you very much!
Mike Maddick
Mike Maddick
16:07 29 Jan 21
Great site, really easy to use. I got the loan I was looking for, thanks Badger.
Cassandra Al Yami
Cassandra Al Yami
15:36 18 Jan 21
Very professional, and very quick to respond to you. Also the loans are an excellent rate. Have been using Badger Loans for a while and have had absolutely no problems. Would highly recommend.
Gary Webb
Gary Webb
09:38 03 Nov 20
I would not hesitate to recommend Ian and the team, they are so easy to deal with and make the complex world of credit a breeze!!! Exactly what you want and with such an easy to navigate website I was able to identify the products for me easily with no stress or issue!!! Best I’ve come across to date!!!!
Paignton MKM
Paignton MKM
18:47 30 Oct 19
Still can’t believe just how quick the whole process was, from completing the application to the money being deposited in my account. I’ve used other sites previously and this company is by far the quickest. Will definitely consider using again in the future.
Louise Sims
Louise Sims
18:43 30 Oct 19
Easy website to navigate around. Application form was the easiest by far to complete. Money was in my account the same day…thanks Badger!
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Badger Loans Blogs | A Few Of Our Latest Blogs

  • Make Borrowing Work For You

    This month’s blog is about borrowing money without going broke and getting yourself into a whole world of trouble in the process. Badger Loans shows you how to make borrowing work for you.  It can be an emergency expenditure or an imminent need that must……

  • 5 Tips on Getting the Best Payday Loans

    When you are in a financial bind, it can be difficult to know where to turn for help. If you need money fast and don’t have any other options, a payday loan or short term loan may seem like the perfect solution. But before you……

  • A Recession-Proof Guide To Thriving in Uncertain Times

    The economy may be in a downturn, but it doesn’t have to be all doom and gloom. You can protect yourself and get ahead when things get better by using our Recession-Proof Guide To Thriving in Uncertain Times. Here’s how you can make that happen……

  • The 10 Worst Reasons for Missing Your Loan Payment

    If you’ve taken out a loan at any point in your life (or are about to) there may come a point during the course of repaying the loan when one or more of the reasons listed below will enter your mind with a view to……

  • The Benefits of Guarantor Loans

    If you have no credit history and can’t get approved for traditional loans, guarantor loans are an option to consider. Need money and have someone who will put up their own credit rating as collateral? You are now in Guarantor Loan country. Here are some……

  • Emergency Loans & Options for Bad Credit 2023 Guide

    We never know when a financial emergency will arise, and emergency loans might be a good option if you need cash immediately. Emergency cash can be used for anything from an emergency boiler repair to a new set of tyres for your car, and the……