Why us?

We’re not your typical financial advisor. We’re one of Bristol’s top rated independent financial advisers.

We help senior professionals with their retirement planning. Through long-term relationships, we ensure our clients stay on track to meet their financial goals.

Why choose us

Our typical clients

We are an independent financial adviser based in Bristol UK, providing pension advice, investment advice and insurance advice.

We help open-minded, successful professionals create financial security for themselves and their families.

Learn more

Meet the team

We are a highly qualified team of Chartered and Certified Independent Financial Advisers based in Bristol.

Meet the whole team

As featured in...


Your Financial Roadmap

Financial advice is about more than just numbers.

It’s about working out where you want to be and creating a plan to get you there.

By working together, we can keep you on track to achieve your goals, making adjustments as required.

What our clients say

What can you expect from working with Frazer James? Here are a few words from our clients:

Financial Planning

Peace of mind

You help me save money and make money, but by far the biggest thing I get from having you as my financial adviser is peace of mind. Someone in my corner that is taking care of all aspects of my financial life.

Harry Briffitt

Lawyer @ Kirkland & Ellis International LLP

Clarity and confidence

I’ve previously been uneasy and slightly confused around my finances. I now have a plan for the future and a greater sense of confidence with that.

Michaela Patterson

Construction Solicitor

Exceptionally valuable

Since working together, I feel more organised, more secure and more positive about the future. Your advice has been exceptionally valuable financially, professionally and personally.

Josh Roberts

Managing Director @ Bestclean Ltd

Always there

Whenever I want to talk something through regarding my finances or even my business I know you’ll make yourself available, act as a sounding board and give your honest opinion.

Marcus Nel

Self-employed Sports Psychologist @ Ahead for the game


We came to you with some trepidation and worry about our financial position, and not feeling very knowledgeable about the world of money. We feel a long way from that now. We have more clarity than ever and no longer feel such a burden of uncertainty on our shoulders.

Dan Fry

MD @ Datel Services

Open and collaborative

What I really liked about Frazer James was their open and collaborative approach.

I now have a plan in place that gives me the security I need should the worst happen. You can’t put a price on that!

Sam Waterman

Recruitment Manager @ Harding Retail

Financially organised

Working with Frazer James helped me get financially organised and in control of my finances. I now have a plan for me and my families future and with that comes peace of mind.

Richard Westran

Senior Management Account @ BBH London

Best decision

As a result of working with Frazer James, I feel that my finances are in much better shape and are being given the attention they desperately needed. Definitely one of the best decisions I’ve made recently and I would recommend them to anyone.

Jamie Branston

Marketing Executive @ Atos

Really happy

The thing that struck me about Frazer James is that they were interested in me, and not my money. They took the time to find out what was important to me and what my concerns were. I’m really happy with what Frazer James are doing for me.

Daniel Dunerdale

Business Analyst @ GSK


Frazer James were excellent. They did everything I asked of them - and more! They reduced the charges and tax paid on my current workplace pension and worked out how to make the most of my money.”

George Geddes

Business Analyst @ JP Morgan

Excellent advice

James and his team at Frazer James offer excellent financial advice. They helped me to understand my pension and have excellent attention to detail. I would definitely recommend to anyone in need of pension advice.

Thomas Steel

Consumer Insight Director @ Kantar Worldpanel

Great value

Their advice was really valuable - definitely not something that we are going to regret. We now have a plan for using the inheritance that we’re really happy with.

Billy Wright

Engineer @ Leonardo MW Ltd

Very happy

If you’re looking for high quality, personalised financial advice, Frazer James are the people you want to speak to. I’m very happy with them and am happy to recommend them to anyone.

Steven Laird

Construction Manager @ Beal Developments

Fantastic service

Cannot fault them! They provide a fantastic service at an affordable price. Their advice is sound and easy to understand. Definitely recommend to others.

Lauren Cooke

Occupational Therapist @ West London Mental Health

Easy to understand

Simple, easy to understand and clear advice. Able to make the seemingly complicated clear to a non-expert. Can confidently recommend to others.

Ben Robertson

General Manager @ DPD

Excellent service

The team at Frazer James provide an excellent service. They take the time to understand my needs and then provide me with sound advice that was personalised to me. It’s been a pleasure to work with them and I would recommend them to others.

Dean Pinder

Mechanical Engineer @ Engdesign

Highly recommended

James Mackay and his team are great. Focused on not just the customers financial goals, but also providing common sense assistance to get those life goals too. Highly recommended.

David Ralph

Consultant @ Podcast Mastery

Richard Peace
Richard Peace
No hesitation in recommending Frazer James. Solid advice, very responsive, we felt nothing was too much trouble. All good.
Susan Lewis
Susan Lewis
Very helpful gentleman, pension and taxes are a foreign language to me and he was polite and concise so I could understand my tax implications if I cash in a small pension I have. I would thoroughly recommend this firm to others in my position.
Ed Caine
Ed Caine
The service we have received from Frazer James has been faultless. Not once in the procedure has there been any issues. They have explained in layman's terms what will happen step by step. Any query we had was answered, with an immediate acknowledgement and the answer to the query following swiftly. We highly recommend them.
Mark Owen
Mark Owen
Excellent all round service, helping us to have the confidence to push ahead with an early retirement. Chris has kept us updated throughout each process and has come back to us promptly when we have asked any questions. Our dealing with James in our face to face meetings has been a pleasure.
Christopher Turner
Christopher Turner
Always very professional, helpful and personable!
Can Cihan
Can Cihan
This company is the only company that understands how Restricted Stock Unit taxing works in UK. Even HMRC and National Insurance Help lines did not know the details that these guys helped me with. 100% recommended! Super Professional, Helpful with clear communication!
Jai shubz
Jai shubz
He's been frank and honest. Provides amazing monthly blog content and truly helps. Not just there to make money off you at all. Stand up guy.
Tina Wood
Tina Wood
Friendly, professional service. Brilliant with answering any questions I had and never felt embarassed to ask! Would definitely recommend.
sarah pitt-bailey
sarah pitt-bailey
A very thorough pension advice service. Both James F and James W are very personable and good to work with. I feel much more confident about my future finances now
D Alam
D Alam
I wanted to understand whether our pension plans were sufficient and what the implications would be of working part time to strike a better work/life balance now. James took time to understand our bigger goals and aspirations; he was careful to play back his understanding and to give us options to think through together. I feel so much more reassured and better able to make decisions about our finances now. Frazer James were responsive and active on our behalf, but also worked around our timetable. A really positive experience.

Contact us

Are you looking to partner with an award-winning independent financial adviser? Make smarter decisions with your finances - book a call with an expert today.