June Income Report – £1,733. Doubled Shifts & Investing With Trading 212

Please note that this post includes affiliate links. This means that if you make a purchase after clicking one of the links on this website, I may make a commission at no extra cost to you. It’s been another great month in terms of income, with me coming away with approximately £1,733. If I consistently […]

Should I invest my emergency fund?

An emergency fund can come in handy when you’re hit with an unexpected expense or a loss of income. From a broken boiler to being made redundant at work, there are lots of reasons to save for a rainy day. Experts typically recommend setting three to six months worth of expenses aside, but you may […]

Buying a house is stressful. How to make it easier

Buying your first home is meant to be exciting, fun and satisfying. After working hard to save a deposit, all you’ve gotta do is find your dream home on RightMove, fill a Pinterest board with home decor you love, and put in an offer, right?! Wrong. Unfortunately, buying a house is stressful AF and the […]

How much should I give as a wedding gift?

“As we’ve lived together for a year or two,We really don’t need anything new.But if you were thinking of getting us a small wedding gift,Some money for our future wouldn’t go amiss.” If you’ve been invited to a friend or family member’s wedding, you might be wondering how much money to give them as a […]

Why did my credit score go down? 6 reasons your rating might have dropped

Credit scores are the black magic of personal finance. Sure, you may not understand them but these numbers have a whole lot of power over the loans and products you can get.  While you can check your credit score online at any time, learning how to keep it healthy and high can be challenging. What’s […]

How Much Can a Landlord Raise Rent in a Year UK

Buying a home is more difficult than ever, despite what Kirsty Allsopp says. Thanks to the ballooning housing market and a soaring cost of living (oh hello, higher energy bills!), it can feel as though you have a greater chance of being an X Factor finalist than you have of saving for a deposit. So […]

How long is the Trading 212 waiting list in 2022?

A year after closing its doors to new customers, Trading 212 has announced it’ll finally start onboarding new UK customers once again. If you’ve been on the Trading 212 waiting list for a while now, you may be just weeks away from opening your account. But how long is the Trading 212 waiting list and […]

How To Avoid Sudden Wealth Syndrome After An Unexpected Windfall

If you’ve won the lottery, you’ve inherited a large sum of money or your income has drastically increased, you may feel as though you have more money than you know what to do with. Receiving an unexpected windfall can often feel like a blessing, but it can come with some significant psychological downsides too. If […]

Common Airbnb scams and how to avoid them

Ready to jet-set to a place in the sun?  If you’re looking to book a holiday in 2022, the last thing you want is to fall prey to a scam and lose your hard-earned cash. From nasty Airbnb scams in London to fake property listings for villas all over Europe, it’s a murky, murky world […]

What credit score do I need for a mortgage?

If you’re hoping to buy a house at some point in the future, you may be wondering what credit score you need to get a mortgage. Do you need a high credit score to buy a house? Can you buy a house if you have a low credit score? And what’s the minimum credit score […]

Common Invoicing Mistakes Standing In Your Way Of Getting Paid

Becoming self-employed comes with a rainbow array of rewards—you control your time, you don’t have to deal with a boss, and you can pick and choose your work. Win, win, and win. However, there’s one major pitfall: getting paid on time. It’s the plight of many freelancers and small business owners alike. You send your […]

How to go freelance: A guide to leaving your 9 to 5

Sick of the daily grind? If the nine-to-five lifestyle has got you down in the dumps, you may dream of being your own boss. You’re not alone. More than four million people in the UK currently work for themselves and the self-employed market has skyrocketed in recent years. So, how can you get a slice […]

Questions to ask when buying a new build house

Taking a step on the property ladder is a momentous milestone. But before you get your hands on the keys and post the obligatory #NewHome picture on Instagram, there’s some red tape to attend to. While there are plenty of advantages to getting a new build home, making sure you have all the relevant information […]

Should I rent or buy a house? Which is better?

For many people in the UK, homeownership is seen as the ultimate goal. From sacrificing holidays and social lives to moving in with their partner’s parents, people will go to great lengths to save a deposit and buy their own place. While homeownership is seen as desirable, renting has a bad reputation. Rent is often […]

Bulb Goes Bust & Enters Administration. What This Means For You

After months of financial difficulties, Bulb Energy has gone bust and will be put into administration. It is the largest UK energy supplier to collapse following an increase in wholesale gas prices earlier this year. Bulb will become the first energy company to placed into “special administration”, meaning will be run by the government through […]

Can you get a mortgage with bad credit?

Looking to take your first step onto the property ladder? If you’re ready to ditch the renting game and buy your first home, there are plenty of things to consider. Of course, one of the most important factors here—aside from your deposit—will be your credit score.  You might think bad credit is a red mark […]

How To Switch Broadband Providers: Step By Step

Switching broadband providers can seem like a daunting task, especially if you’ve never changed your internet provider before. If you’re paying too much, your internet speed is slow, or you want a better deal, read on to learn how to switch broadband providers. I promise it doesn’t have to be as difficult as you might […]

Can You Dry Clothes Outside In Winter?

If you have your own outside space, you might get a weird sense of satisfaction when you dry clothes outside. When they’re on the washing line, they’re not cluttering up your living room or getting in your way when you’re trying to take a shower. Drying clothes outside can also make your clothes smell better, […]

How To Get Rid Of Mould And Stop It Coming Back

Whether you’re a homeowner or renter, finding mould in your home can be really frustrating. Not only can mould smell bad, it can ruin clothes, affect our health and cause damage that’s difficult to tackle and expensive to repair. So, what is the best way to get rid of mould? Read on to learn how […]